关键词: 收入结构, 消费倾向, 消费结构, 心理账户

Abstract: This paper examines the impact of income structure on household consumptionFrom a perspective of behavioral economics，it provides an explanation for the phenomenon that the consumption rate and the proportion of nonwage income of Chinese residents increase at the same time in recent yearsUsing the panel data from the Chinese Family Panel Studies （CFPS），this paper tests the impact with the method of twoway fixed effect modelThe results suggest that the marginal consumption propensities of transfer income and property income are significantly higher than those of wage income and operation income，while the marginal consumption propensity of property income is the highestWage income and operation income are mostly used in household necessities，while property income and transfer income have contributed to the increases of all kinds of consumption categoriesThere are heterogeneous patterns between the urban and rural households

Key words: income structure, household consumption propensity, consumption structure, mental accounting