关键词: 农地承包经营权 , 农户 , 抵押融资 , 收入水平 , 分层模型

Abstract:

Based on the data of 1192 households and 25 towns, this paper analyzes the farmers  willingness to participate in the financing of rural land contractual management rights by using the hierarchical linear model. Estimation results indicate that the factors affecting the willingness of households to participate in farm mortgage are the characters of the town and township level, household s characteristics, farmers  cognition.Religion, financing mode, sponsored by the number of financial institutions and family network are the common factors affect the different income level of farmers to participate in farmland mortgage financing.With the increase of farmers  incomes, the influencing factors of township level present invertedU type.

Key words:  rural land contract and management rights , farmer , mortgage financing , income level , hierarchical linear model