经济理论与经济管理 ›› 2011, Vol. 31 ›› Issue (3): 104-112.

• 论文 • 上一篇    

中国农村金融发展的收入效应——基于省级面板数据的实证分析

钱水土, 许嘉扬   

  1. 浙江工商大学金融学院, 杭州 310018
  • 收稿日期:2010-09-20 出版日期:2011-03-16 发布日期:2011-06-10
  • 作者简介:钱水土(1965- ),男,浙江萧山人,浙江工商大学金融学院院长,教授,博士生导师;许嘉扬(1985),女,浙江天台人,浙江工商大学金融学院研究生.
  • 基金资助:
    国家社会科学基金项目“基于‘功能观'视角的农村金融服务体系创新研究”(08BJY147);教育部留学人员启动基金项目“构建现代农村金融制度与服务体系研究”;浙江省哲学社会科学规划项目(10CGYD07Z)

THE INCOME EFFECT OF RURAL RINANCIAL DEVELOPMENT IN CHINA——An Empirical Research Based on Provincial Panel Data

QIAN Shui-tu, XU Jia-yang   

  1. Zhejiang Gongshang University, Hang Zhou 310018, China
  • Received:2010-09-20 Online:2011-03-16 Published:2011-06-10

摘要: 本文利用中国23个省级地区1988—2008年的面板数据,通过引入地区和时间两类虚拟变量,对中国农村金融的收入效应进行了比较与分析。研究结果显示,中国农村金融发展的收入效应具有显著的地区和时间差异。在东部和中部地区,农村金融发展对农民收入具有显著的正面影响,并且东部的效应大于中部;而在西部地区,农村金融发展对农民收入具有显著的负面影响。在1988—1998年和1999—2008年这两个时间段内,东部地区农村金融发展的收入效应进一步增强,中部和西部地区的收入效应没有显著变化。

关键词: 农村金融, 农民收入, 实证分析

Abstract: Based on provincial panel data among 1988 to 2008 and incorporated two dummy variables of region and time,the present paper compared and analyzed the income effect of rural financial development in China.We found that the income effect of rural financial development in China was significantly different in region and time.Specifically,empirical evidence showed that rural financial development was significantly positive correlated with the income of farmers in both eastern and middle region,while the effect of the former was stronger than the latter.The income effect,however,showed negative in western region.Moreover,the effect was dramatically strengthened in eastern and varied slightly in the other regions between 1988—1998 and 1999—2008.

Key words: rural finance, farmer income, empirical analysis

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