关键词: 金融结构, 金融稳定, 作用机理, 金融功能观点

Abstract: The process of financial structure change contains financial instability,and there objectively exists interaction between financial structure and financial stability.By using Merton's functional perspective,the mechanism of financial structure to financial stability works.The general mechanism in which financial structure influenced financial stability works through monetary policy and entity economy.The monetary policy in the financial system throws impact on financial structure,and financial structure affects the real economy,thus fluctuations in the real economy and then affects the financial stability,and vice versa there is a mechanism.To be specific,the functioning mechanism in which the composing parts of financial structure,including financial market,financial system,financing,and financial opening,exerts influence upon financial stability.

Key words: financial structure, financial stability, mechanism, functional perspective