我国寿险业的效率研究

经济理论与经济管理 ›› 2009, Vol. ›› Issue (6): 59-64.

我国寿险业的效率研究

支燕

南开大学经济与社会发展研究院, 天津, 300071

收稿日期:2009-03-15 出版日期:2009-06-16 发布日期:2012-03-01

RESEARCH ON THE EFFICIENCY OF LIFE INSURANCE INDUSTRY IN CHINA

ZHI Yan

College of Economic and Social Development, Nankai University, Tianjin 300071, China

Received:2009-03-15 Online:2009-06-16 Published:2012-03-01

摘要/Abstract

摘要： 在寿险业市场全面对外开放以及全球金融危机的双重压力下,我国寿险业正面临着如何提升效率、维持竞争力的严峻考验。研究表明,提高财务杠杆率、扩张市场占有率是提升寿险企业经营效率的重要途径。由于股权属性在不同资源投入效率上各具优势,且企业成立年数对企业效率没有显著影响,使国内寿险企业在对外竞争中并不处劣势。

关键词: 寿险产业, 数据包络分析法(DEA), 三阶段评估法

Abstract: Under the heavy pressure of the opening market and the global financial crisis,the life insurance industry is facing the big challenge on how to enhance industry efficiency and maintain competitive.This paper's result shows that increasing in financial leverage ratio and the market share could promote the efficiency of life insurance business.As ownership types have different advantageous effects on different inputs and the years since establishment have no significant effects on efficiency,China's life insurance companies do not have disadvantages in an open and competitive market environment.

Key words: life insurance industry, data envelopment analysis(DEA), three-stage approach

中图分类号:

F840.62

支燕. 我国寿险业的效率研究[J]. 经济理论与经济管理, 2009, (6): 59-64.

ZHI Yan. RESEARCH ON THE EFFICIENCY OF LIFE INSURANCE INDUSTRY IN CHINA[J]. Economic Theory and Business Management, 2009, (6): 59-64.