关键词: 金融自由化, 经济转轨, 农民相对贫困

Abstract: Financial liberalization may affect the re-distribution between the farmers and the urban by the following channels:economic growth,financial service,financial development and financial crises.These channels may be relatively adverse for the farmers' income because of the particularity of the transition economy.The effectiveness of economic growth is uncertain.When the stated-owned banks and the state-owned economy withdraw from the county and town,the financial choice for farmers decrease.Difficulties of sharing with externality of industrialization and urbanization increase with rapid development of financial system.Therefore,the financial opportunity set of farmers decrease and urban-rural income gap has widened rapidly during the period of financial Liberalization.

Key words: financial liberalization, transformation of economy, relative poverty of farmers