西方国家银行监管工具及在中国的运用

经济理论与经济管理 ›› 2004, Vol. ›› Issue (7): 23-30.

西方国家银行监管工具及在中国的运用

沈坤荣, 李莉

南京大学商学院经济系南京 210093

收稿日期:2004-04-25 出版日期:2004-07-16 发布日期:2012-03-01
基金资助:
国家社会科学基金项目(03BJL026);国家软科学项目(2001DG000037)

BANK SUPERVISING INSTRUMENTS OF WESTERN COUNTRIES AND THEIR APPLICATIONS IN CHINA

SHEN Kun-rong, LI Li

Department of Economics, School of Business, Nanjing University, Nanjing 210093, China

Received:2004-04-25 Online:2004-07-16 Published:2012-03-01

摘要/Abstract

摘要： 西方国家为监管银行而设立了六大工具,包括四大法律工具(市场准入限制、存款利息率上限、资产组合限制和资本要求)、一项制度工具(存款保险)以及一系列政策工具(监管控制)。通过对这些监管工具的逐一剖析,可以梳理它们在西方国家形成、发展的脉络以及在中国的运用前景,以期为中国的银行监管改革提供有益的理论经验和政策建议。

关键词: 银行, 监管工具, 银行业监管

Abstract: Six instruments of bank supervising in western countries are four legal ones (market admittance, upper limit of deposit interest rate, asset portfolio limit, and capital requirement), an institutional one (deposit insurance) and a series of policy ones (supervision control). Based on analyzing the forming, development of these instruments one by one and their future applications in China, this paper hopes to give helpful policies for reforming bank supervision in China.

Key words: bank supervising instrument, China, supervising the bank industry

中图分类号:

F830.2

沈坤荣, 李莉. 西方国家银行监管工具及在中国的运用[J]. 经济理论与经济管理, 2004, (7): 23-30.

SHEN Kun-rong, LI Li. BANK SUPERVISING INSTRUMENTS OF WESTERN COUNTRIES AND THEIR APPLICATIONS IN CHINA[J]. Economic Theory and Business Management, 2004, (7): 23-30.

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