经济理论与经济管理 ›› 2003, Vol. ›› Issue (5): 18-23.

• 宏观经济 • 上一篇    下一篇

中国社会保险制度架构的缺陷

高书生   

  1. 国家发展和改革委员会 北京 100017
  • 收稿日期:2003-03-10 出版日期:2003-05-16 发布日期:2012-03-01

CHINA SOCIAL INSURANCE INSTITUTION: DEFECTS OF ITS FRAMEWORKS

GAO Shu-sheng   

  1. National Development and Reform Commission, Beijing 100017, China
  • Received:2003-03-10 Online:2003-05-16 Published:2012-03-01

摘要: 中国在制度惠及面方面,社会保险大大低于劳动保险。因为劳动保险是综合性制度安排,社会保险制度则是分险种而设定。事实上,除了养老和失业保险两个险种外,其他险种的覆盖面还很低。社会保险分险种进行制度安排所产生的一个后果是:综合缴费率过高,不仅抬高了制度门槛,而且不利于提高企业的竞争力,使社会保险覆盖面既扩不大,也扩不得。

关键词: 社会保险, 劳动保险, 制度架构, 企业竞争力

Abstract: In conclusion, social insurance is inferior to labor insurance on benefit coverage of the system. What’s more, the systematic frame on parts of divided social insurance has resulted in an unfavorable consequence. It not only raises the condition of joining in the social insurance but also makes against enhancing the competitive ability of enterprises because of the high rate of the comprehensive payment. The coverage of social insurance is not enlarged and the coverage can not be enlarged.

Key words: social insurance, labor insurance, systematic frame, competitive ability of enterprises

中图分类号: