关键词: 操作风险, 金融机构管理, 风险量化

Abstract: In recent years,the emergence of operational risk management becomes an important issue in global financial industry.Financial institutions and regulatory authorities have reached a common understanding in terms of its definition,nature and managerial framework.Loss Distribution Approach(LDA) has been widely recognized as a representative technique for the quantification of operational risks,but it is still challenged by data problems and effectiveness arguments.From the aspect of managerial strategies and methods,five main strategies,including risk avoidance,internal control,risk diversification,risk transfer and risk absorption are widely used,as well as the methods like insurance,outsourcing,capital reserve and risk pricing.In face of internationalization and modernization,China's financial institutions should use these advanced concepts,strategies and methods for reference to enhance operational risk management.

Key words: operational risk, financial institutions management, risk quantification