经济理论与经济管理 ›› 2010, Vol. ›› Issue (4): 41-45.

• 金融研究 • 上一篇    下一篇

私营中小企业融资行为、资金需求及其政策建议

阎竣   

  1. 中国人民大学商学院, 北京, 100872
  • 收稿日期:2010-02-06 出版日期:2010-04-16 发布日期:2012-03-01
  • 基金资助:
    教育部人文社会科学基金项目“网络融资模式的创新机制及其对中小企业融资和网络交易行为的影响”(09YJC630223);国家博士后科学基金项目(20090450041);国家自然科学基金项目(70872080)

THE FINANCING BEHAVIOR AND FINANCING NEEDS OF THE PRIVATE SMES AND THE POLICY RECOMMENDATIONS FOR THEM

YAN Jun   

  1. School of Business, Renmin University of China, Beijing 100872, China
  • Received:2010-02-06 Online:2010-04-16 Published:2012-03-01

摘要: 本文研究表明,有很大一部分私营中小企业在特定的时期内并没有融资需求,因此,对中小企业融资困难问题应该做全面、系统的分析,在解决中小企业融资困境问题时,不要出现运动式贷款倾向,而是要致力于改善企业融资环境的公共平台建设。

关键词: 私营企业, 中小企业, 融资需求

Abstract: This research finds that many private small-and medium-sized enterprises(SMEs) have no financing needs in a specific period of time.Thus,a systematic and comprehensive analysis should be conducted to investigate the financing difficulties of SMEs.The tendency of sports-style loans should be avoided.It is worthwhile to improve the financing environment and promote the construction of public financing platforms.

Key words: private sector, small-and medium-sized enterprises(SMEs), financing needs

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