经济理论与经济管理

• 公共经济 • 上一篇    下一篇

“全面二孩”政策实施能有效破解城镇职工养老保险基金支付危机吗*——基于不同人口政策效果情景的分析

唐运舒,吴爽爽   

  1. 合肥工业大学管理学院
  • 出版日期:2016-12-16 发布日期:2016-12-16
  • 基金资助:
    本文得到教育部人文社科规划基金项目(15YJA630063)、安徽省自然科学基金项目(1408085MG139)的资助。

CAN THE IMPLEMENTATION OF THE “UNIVERSAL TWOCHILD” POLICY EFFECTIVELY SOLVE THE PAYMENT CRISIS OF ENDOWMENT FUND FOR URBAN EMPLOYEE——Based on Analyzing Different Implementation Effect of Population Policy

TANG Yun-shu ,WU Shuang-shuang#br#   

  1. School of Management, Hefei University of Technology
  • Online:2016-12-16 Published:2016-12-16

摘要: 本文运用人口预测模型和养老金收支缺口模型,在分析“全面二孩”政策实施对城镇出生人口短期和长期影响的基础上,测算了“全面二孩”政策不同实施效果情景下城镇职工养老保险基金收支平衡的变化。实证结果表明:(1)“全面二孩”政策实施将推迟城镇总人口峰值出现的时间,同时会增加人口峰值的规模。(2)政策效果在悲观和折中情境下,“全面二孩”政策实施只是推迟了养老保险参保职工人口下降拐点出现的时间,改变不了参保职工人口下降的总体趋势;在乐观情景下,可以保持参保职工人口的基本稳定。(3)“全面二孩”政策实施有利于城镇职工养老保险的收支平衡,政策效果从2037年开始显现,三种政策效果情境下弥补当年养老金缺口的比例分别为36%,52%,68%。影响效果从2040年开始逐年减弱,到2050年弥补养老金缺口的比例分别下降至11%,27%和50%,不能改变养老金缺口不断扩大的趋势。

关键词: “全面二孩”政策 , 城镇职工养老保险 , 出生率 , 总和生育率 , 养老金

Abstract: On the basis of analyzing short and long influence on the implementation of “universal twochild” policy towards urban birth population, this paper has calculated payment balance change of city labor forces endowment insurance in different implementation effect of “universal twochild” policy Empirical research discovers as follows First, the implementation of “universal twochild” policy will postpone emerging time of total population peak of cities and towns Meanwhile, it will increase scale of population peak Second, in the situation that policy effect is pessimistic and eclectic, the implementation of “universal twochild” policy just postpone emerging time of inflection point of insured worker population reduction It cant change the overall trend of insured worker population reduction In optimistic situation, we can maintain basic stabilization of insured worker population Third, the implementation of ‘universal twochild policy is good for balance of payments of endowment insurance of the urban staffs The effects of the policy will appear since 2037 The proportions of compensating the annuity gap under three policy effects are 36%, 52% and 68% respectively The effects will begin to decrease year by year since 2040 By 2050 the proportions of compensating the annuity gap will decrease to 11%, 27% and 50% respectively, which cannot change the tendency that the annuity gap keeps expanding.

Key words: “universal twochild&rdquo, policy , endowment insurance for urban employee , birth rate, total fertility rate , gap of pension