农村金融“市场失灵”治理前提再判断:
供给不足还是金融排斥
——基于5省26家新型农村金融机构覆盖地域内1 938个农户样本调查
程惠霞
THE PREMISE JUDGMENT OF GOVERNANCE ABOUT
 CHINAS RURAL FINANCIAL MARKET FAILURE:
SUPPLY SHORTAGE OR FINANCIAL EXCLUSION
——Based on 1 938 Households Samples Survey in Geographical
Area Covered by 26 New Rural Financial Agencies in 5 Provinces
CHENG Hui-Xia
经济理论与经济管理 . 2014, (11): 101 -112 .