Abstract: Financial talent gathering is a necessary condition for the formation of financial centers. First, this paper puts forward the dual distribution law of financial talents, that is, the accumulation and dispersion of financial talents. Then, from the perspective of the number of financial talents, the proportion of employed people, the spatial concentration and the density of talents, we analyze the distribution characteristics of financial talents in the world and Chinas major financial centers. Finally, from the perspective of talents, we analyze the construction of international financial centers in Shanghai, Beijing and Shenzhen, the construction of regional financial centers in Chengdu, Xi'an and Wuhan, and the conditions for the construction of characteristic financial centers in Hangzhou, and make relevant recommendations.

Key words:  financial center , financial talent gathering , binary distribution

摘要： 金融人才聚集是金融中心形成的必要条件。首先，本文提出了金融人才的二元分布规律，即金融人才的聚集和分散规律。然后，本文从金融人才的数量、占就业人员的比重、空间聚集度和人才密度等角度，对世界和我国的主要金融中心的金融人才分布特点进行了分析。最后，从人才的角度分析，上海、北京和深圳建设国际金融中心，成都、西安和武汉建设区域金融中心，杭州建设特色金融中心的条件，并提出相关建议。

关键词:  金融中心 , 金融人才聚集 , 二元分布