Abstract: The 70 years of Chinas financial development can be roughly divided into three periods:the period of exploration of the socialist financial system,the period of construction of the socialist financial system with Chinese characteristics,and the period of construction of Chinas modern financial systemThe achievements of Chinas financial development are mainly reflected in the effective promotion of economic development and the improvement of peoples living standards,in the establishment of a financial system with a relatively complete institution,a flexible mechanism,complete categories,a reasonable structure,adequate functions and effective supervision,which is also in line with national conditionsThe financial system has effectively prevented financial risksThe historical experience of Chinas financial development includes:insisting on the promotion of economic development as the top priority,maintaining the stability of the financial operation order,adhering to the development principle of “taking me as the mainstay”,insisting on starting from the reality of the country,and persisting in the initial intention of serving the real economyStick to the bottom line where no systematic financial risks occur

Key words: China's finance , brief history , brilliant achievements , historical experience

摘要： 新中国成立70年以来的中国金融发展大致可分为三个时期：社会主义金融体系的探索时期、中国特色社会主义金融体系的建设时期、中国现代金融体系的构建时期。中国金融发展的成就主要表现为：有效推进了经济发展和人民生活水平的提高；建立了符合国情的制度较为完善、机制较为灵活、门类较为齐全、结构较为合理、功能较为充分和监管较为有效的金融体系；切实防范化解了金融风险。中国金融发展的历史经验包括：坚持以推进经济发展为第一要务，坚持维护金融运行秩序的稳定，坚持“以我为主”的发展原则，坚持从本国实际出发，坚持服务实体经济的初心和坚持守住不发生系统性金融风险的底线。

关键词: 中国金融 , 简要历程 , 辉煌成就 , 历史经验